Ray Low

Ray has spent over 40 years providing IT services to the world wide financial industry. He worked for Midland Bank (then HSBC) in network and computer operations up until the 1990s. He became Managing Director of Transaction Network Services UK in 1995, taking the business from a start-up with zero employees, no revenues and no customers, to become the leading provider of payments networks in the UK, with 250 employees, 95% market share and £60M in revenues. Subsequently, Ray ran their European business and then moved to Washington DC to run their global payments business where he lived for 7 years. Ray’s key strengths are communication skills, technology, people management and mentoring, business process, project management, revenue creation and profit generation.